Commercial Loan Underwriter - Boise or Pocatello

Posted Date 2 months ago(11/24/2021 2:06 PM)
Job ID
1111 S Silverstone Way
# of Openings
Commercial Lending
Postal Code


As a Commercial Loan Underwriter your primary objective is to conduct extensive credit analyses on existing and prospective business members and makes recommendations regarding: credit decisions, risk ratings, loan pricing, and credit structure to management. A Commercial Loan Underwriter could have lending authority to approve smaller or less complex loan exposures.



  1. Perform in depth financial analysis of personal and business members applying for credit.
  2. Prepare detailed credit presentations including: creditworthiness: loan structure, loan pricing, risk rating, industry comparisons, appraisal review and key financial ratios.
  3. Review and prepare loan packages to ensure files are complete and organized.
  4. Assist with review and maintenance of existing business loan portfolio.
  5. Assist Lending Team with preparation of business proposal packages for prospective accounts.
  6. Maintain in-depth product knowledge on all business services; deposit accounts, loans, merchant bankcards, Preferred Pay and other business products.
  7. Other projects and duties as assigned.


Bachelor’s Degree or equivalent experience. Requires at least 2 years underwriting experience, commercial experience being preferred, with in depth knowledge of income statements, tax returns and other financial documentation. Must have the ability to work under pressure and organize tasks for optimal performance. Requires excellent organizational, communication and relationship building skills.Performance Standard: Must take pride in department, always meeting and exceeding member’s expectations. Must be professional and courteous in manner, with a focus on details, attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.


Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing etc.) Sit for extended periods of time. Repetitive motion using wrists, hands, and fingers. Reach keyboards.  Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc).


Must be eligible for membership at Idaho Central Credit Union to obtain employment. 





Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success.  Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho.  We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation.  We are a talent based organization looking for talented individuals to help our members achieve financial success.


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