As a Mortgage Loan Officer, your primary function is to increase mortgage loan business by making sales calls and presentations to prospective Real Estate Agents, Builders, and Business Partners on a regular basis to develop long-term relationships. You are expected to promote and cross-sell additional Credit Union products and services.
Market Credit Union Mortgage products in Idaho Central’s geographical field of membership.
Develop business and generate leads from real estate agents.
Handle applications and manage all communication during the loan process.
Perform pre-approval analysis of new mortgage applications including, but not limited to: reviewing income documents, asset documents, tax returns, credit reports, Automated Underwriting System findings.
Assist in training branch team members on Loan Origination Systems or Encompass best practices and purchase program guidelines.
Cross-sell all Credit Union products and services when possible.
Attend all loan closings.
Bachelor’s Degree or equivalent experience. The ability to work under pressure and organize tasks for optimal sales performance. Excellent attention to detail, communication and interpersonal skills. Must be able to maintain NMLS registration.
Must be able to achieve the minimum monthly sales expectations established by the VP of Mortgages. Must take pride in department, always meeting and exceeding member’s expectations throughout the mortgage process. Must be professional and courteous in manner, with a focus on attendance, quality, and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.
(Keywords: Banking, bank, lending, loans, mortgage, escrow)
Must be eligible for membership at Idaho Central Credit Union to obtain employment.
Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success. Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho. We have also been named by S&P Global Marketing Intelligence as the top performing credit union in the nation. We are a talent based organization looking for talented individuals to help our members achieve financial success.