If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you.
As an SBA Loan Officer you will promote Credit Union Small Business Administration loan products and services to small and medium sized businesses throughout the community. You will also provide assistance and training to branch team members in areas related to SBA lending and training.
Take a leadership role in representing the Credit Union to the local small business market in order to build awareness, brand image, credibility and new business surrounding SBA 7(a) loans.
Strong knowledge of SBA SOPs, program eligibility, credit criteria and loan structure requirements.
Actively participate in community business organizations and events.
Be responsible for generating and servicing SBA loans for small to medium sized business loans.
Contributes to deposit growth by cross selling and promoting additional credit union products.
Requires skills and experience in applicant interviewing and perceptive character judgment, loan structuring, credit analysis, and monitoring credit performance.
Aggressively seeks and obtains quality new business from existing clients, prospecting calls, referrals, and cross selling efforts.
Maintain in-depth product knowledge of all business services; provide quality referrals for business loans, merchant bankcards, Preferred Pay and other business products.
Cross-train team members as part of sales efforts; may conduct formal training on products and sales techniques.
Assist Credit Union with collection efforts on delinquent business loans as needed.
Other duties as assigned.
Bachelor’s degree or equivalent experience. Three to six years commercial banking experience, previous SBA 7(a) experience highly desired. Knowledge of lending, credit analysis preferable in a commercial lending environment. Ability to structure loans and monitor credit performance. Ability to work under pressure and organize tasks for optimal performance. Excellent communication, relationship building and sales skills.
Must take pride in the department and the credit union, always meeting and exceeding member’s expectations. Must be professional and courteous in manner, with a focus on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.
Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.) Sit for extended periods of time. Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc). Repetitive motion using wrists, hands, and fingers. Reach keyboards. Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc).
Must be eligible for membership at Idaho Central Credit Union to obtain employment.
Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success. Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho. We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation. We are a talent based organization looking for talented individuals to help our members achieve financial success.