ICCU

  • Mortgage Loan Processor

    Posted Date 1 week ago(11/7/2018 5:25 PM)
    Job ID
    2018-3992
    Address
    4400 Central Way
    # of Openings
    1
    City
    Chubbuck
    State/Province
    ID
    Category
    Mortgages
    Postal Code
    83202
  • Overview

    • Can you do several things at the same time and smile?
    • Do you take pride in knowing you are helping to make things happen?
    • Can you work in a relationship with other people where it requires ongoing flexibility?
    • Do you have an upbeat, positive attitude?

     

    If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you.

     

    We are looking for an individual to join our Mortgage Lending Department as a Mortgage Loan Processor. As a Mortgage Loan Processor your primary function will be to handle mortgage loan files from application to closing, and assist with processing all incoming mortgage loan files. You will work together with Mortgage Loan Officers and assistants, branch team members, and Underwriters in achieving the goals of the department.

    Responsibilities

     

     

    1. Review and process all incoming mortgage loan applications.
    2. Perform various preliminary reviews on loan files such as title reports, flood determinations, hazard binders, and appraisals.
    3. Review the loan for basic required investor overlay requirements.
    4. Handle required disclosures following the Real Estate Settlement Procedures Act and Fair Lending requirements.
    5. Assist Underwriters with orders, verifications, and any other requirements throughout the loan closing process.
    6. Assist Mortgage Loan Officer’s and Branches with obtaining necessary required items prior to closing.
    7. Process denied and withdrawn loan applications.
    8. Prepare, complete and accurate loan packages for final underwriting submission.
    9. Prepare accurate and timely closing disclosures and closing packages.
    10. Assist with various mortgage loan duties as required.
    11. Communicate with internal and external members including vendors throughout the entire loan process.

     

    Qualifications

    Bachelors Degree Preferred. Excellent communication and people skills with an eye for detail. Have the ability to work under pressure and multi-task in an organized manner. Must take pride in department by processing loans in a timely and efficient manner with a high attention to detail. Must be professional and courteous in manner, with a strong sense of urgency as well as focuses on attendance, quality and quantity of work performed. Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.

     

    Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, etc.)  Sit for extended periods of time.  Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc).  Repetitive motion using wrists, hands, and fingers.  Reach keyboards.  Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc).

     

    (Keywords: Bank, Banking, Mortgages, Process, Processing)

     

    Must be eligible for membership at Idaho Central Credit Union to obtain employment. 

    EOE/Minorities/Females/Vet/Disability

     

    Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success.  Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho.  We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation.  We are a talent based organization looking for talented individuals to help our members achieve financial success.

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