Commercial Portfolio Manager

2 weeks ago
Job ID
4400 Central Way
# of Openings
Commercial Lending


Would others describe you as a resourceful solution seeker?  Do you enjoy working with other people and finding solutions when everyone else only sees problems?  Are you compelled to initiate action and remain proactive in getting things done?  Do you take pride in the work you accomplish?  Does success motivate you to want to do more and be better?  Can you handle multiple projects at the same time and smile?  If you can answer yes to these questions, Idaho Central Credit Union may have an opportunity ideally suited for you. 


Idaho Central Credit Union is a dynamic financial institution that is focused on helping our members achieve financial success.  Established in 1940 we have become the largest and fastest growing financial institution in the state of Idaho. ICCU was voted for large companies the Best Place to work in Idaho.  We have also been named by S&P Global Market Intelligence as the top performing credit union in the nation.  We are a talent based organization looking for talented individuals to help our members achieve financial success.


Watch the video below for a glimpse into this department!


  1. Facilitates the preparation of credit underwriting and analysis of existing loans in connection with renewals, modifications and all aspects of monitoring.
    1. Detailed analysis of financial statements
    2. Detailed collateral analysis
    3. Detailed analysis of debt service and covenant compliance
    4. Review of credit risk rating
    5. Borrower and Guarantor analysis
  2. Assist loan officers in managing past due and maturing loans.
  3. Prepares periodic reviews of existing loans to assess credit quality and covenant compliance.
  4. Receive and review periodic reporting provided by customers to ensure borrowing base availability as well as to monitor performance.
  5. Receive, review and approve periodic construction draws provided by customers to ensure proper disbursement activities.
  6. Assist with various business loan duties such as balancing General Ledger’s, and working on reports both for the lending department as well as reports submitted to Executive Management and the Board.
  7. Assist loan officers to ensure customers are being serviced as needed.
  8. Communicate with Business Loan Officers and Underwriters throughout the annual review process.
  9. Other projects and duties as assigned.



Bachelor's Degree or equivalent experience. Requires at least 3-5 years commercial underwriting and portfolio managment experience with in depth knowledge of income statements, tax returns and other financial documentation. Must have the ability to work under pressure and organize tasks for optimal performance. Requires excellent organizational, communication, and relationship building skills.


Must take pride in department by processing loans in a timely and efficient manner with a high attention to detail.Must be professional and courteous in manner, with a focus on details, attendance, quality and quantity of work performed.  Must be willing to comply with the Bank Secrecy Act and USA Patriot Act as implemented by Idaho Central Credit Union.                        


Perform tasks requiring manual dexterity (processing paperwork, filing, stapling, sorting, collating, typing, counting cash, etc.)  Sit for extended periods of time.  Lift 20-40 pounds of office supplies (copy paper, computer paper, mail, etc).  Repetitive motion using wrists, and fingers.  Reach keyboards.  Ability to operate basic office machines (calculator, computer, telephone, copy machine, fax machine, etc).


Must be eligible for membership at Idaho Central Credit Union to obtain employment. 



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